Overall the State bank of India Credit card experience has been good until last month, when I was trying to make online payment on international site. My transaction Failed Twice and I was successful in third attempt.So Now the two failed transaction were appearing in unbilled transaction list.Because of the failed transactions my credit limit finished.
I had to wait for next billing cycle for the clearance of failed transaction.
Other than above experience, credit card is good for online purchases.
Rates and charges are also very reasonable.
Customer service is fine but they could not resolve the issue on before the new billing cycle.