I have used the SBI card for 1 year but the shocking experience I have observed first of all the response of the C.care is very bad and once you go for the offer they simply said once the offer will come then you can avail the offer after 1 year I have closed the card and switch to HDFC/CITI bank
The extra charges they charge from the customer and I just delay for 1 day to pay the outstanding so I have paid the minimum amount so they charge 3000/- extra as a financial charges when I complain after 1.5 month fight they removed the charges