SBI Simply Click Credit Card comes under a credit card which is easily affordable by low income group as the annual fee to be paid is around Rs.400 and you get 1 reward point on spent of every 100 spent. This card also provides you reward points with Amazon, Bookmyshow, ClearTrip, Food Panda, Ola and others. You also enjoy a fuel surcharge wavier in this card and you can even have annual fee wavier.