Sbi simply save credit card gives many advantages and benefits. its one time annual fee is rs. 499 which u can waive off by spending more than rs 2000 in two months. its renewal fee is also rs 499 per annum which is also can waive by spending money on credit card. its best feature is we can earn 10 rewards points per rs 100 spent on dinning movies stores and grocery. no credit card company offer such scheme. its approx 4 reward points is equal to rs 1. this is also awesome. this card we can use worldwide. its also have fuel surcharges benefits and many others. I can say it is the best card among all other company.