I am using this card from more than 1 years when first day show me card they told me over he is 3000 rupees in return we will give you 3000 rupees off coupon after one year they charge me 3000 rupees of next year fees but they didn’t give any coupon I am really not satisfied with the service
I am using other card also of HDFC there year fees is only 499 rupees
HDFC is best card