Hell friends, The SBI Simply Save Credit Cards offers a Rs.100 cashback on your first ATM cash withdrawals and also you can earn 2000 bonus reward points if you spend Rs.2000 and more within 60 days of the receipt of the cards as a welcome gift. You can earn 60 reward points on every Rs.100 spent on dinning, movies, department stores and grocery spent and I reward point on points on every Rs.100 spent. Facilities like balance transfer, easy money, flevipay and a lot more , the card also a gives you the benifit of waiver on fwel sur charges. All these benifite can be avoided at a low annual fee of Rs.499 which is a good deal. The interest rate charges are 3.35% monthly