As a credit card user, I am normally concerned about the credit card fee while applying for any credit card. About the annual fee for SBI SIMPLY SAVE CREDIT CARD is Rs. 499/- and the renewal fee is same from the second year onwards. However, here is something exciting to know that you can get renewal fee waiver if annual spending crossed 90000/- during a year. Now that sounds really great. This is probably good news for credit card holders like me whose spending more. Also have a facility to get the card within 15-20 days through online and operating by using the website https://sbicard.com. Also possible to paid outstanding Via this site without going to the branches.