I have sbi simply save credit card. This card is best for who is doing more shopping from retail stores.you can always use simply save credit card.
Annual charges of this card is 499 + GST which is affordable if you have significant use.
sbi have partner stores where they give more rewarpoints i.e 2x, 5x and 10x.
while on other spent you get 1 reward point per your 100 INR spent.
The value of one reward point is 0.25 paisa means 4 reward point give you 1 INR.
you can redeem this points in cash by calling on tall free number which is on back side of the credit card. you get charged 99 + GST if you redeem in cash otherwise you can also buy some products from their site. thare is wide range of products from which you can buy from your reward points.
Currently, thare is special offer that you get 2000 reward point on spending of 4000 INR within 2 months from new card recieved. Thare is also another offer that you will get reversal of your yearly fees for spending 2
90000 INR in a year.