Hi Friends, Amit mathur here, would like to share my true experiences with SBI Simply save credit card. I am using this card since last 4 moths or so, till dated I dont get any problem at all.
I would like to share the merits & demerits of this card as below:-
MERITS:-
SBI is the only bank who provided BT facility, which is availed in this card
Yearly fee is Rs. 499/-+ GST
On using this card at Petrol pump, DTH recharges it gives more Rewards points
Available balance message in each transaction
On continues using of card & payments increase the card limit by 1.5 times
supportive to customer
DEMERITS:-
Hidden charges are there
Need to pay charge for Points redeming also
Late payment with higher charges
They blocked card+ make your CIBIL poor if you dont pay for a month or Two. which didn’t do by other banks
Lots of Documentation
Slow process
Less discount & attractive offers
Despite that I suggest this card, as it has some good services
Thanks