As I have visited sbi bank for some issue at that time some worker has come near me and asked to take a credit card then after several days I have got credit card and I have used nearly 10000 rupees and after paying time they are taking interest of 5% which was just looting people. I have many banks credit card but sbi credit card was the worst experience in my life and when I contact about my issue to sbi bank they are saying that srry sir we cant do nothing and cant help you that is very strange so plz dont take credit card from sbi as it is your loss.