I have Simply Click card from september 2017.Card is satisfactory but problematic I faced fuel surcharge is not reversed. I convert 25000rs expenses in flexipay of nine month EMI but other than EMI bank charges file charge& processing charge extra which is not accepted by me but customer care executive is not reversing the charges. After monthly bill due, I deposited 10000rs in cash in Sbi branch, on cash deposit bank charge rs100 cash handling charge which is not acceptable but customer care didn’t reverse the 100rs. So my experience of Sbi card is not good