First of all I want to clear that I m not blaming to any finance company and not to any bank for their credit card policy I just only to tell some people what is credit card and how it is use;some people does not know about the credit card . what is this
its a card like as a atm which is given by the bank . this card depend upon the pay scale or money earned by the people in one month, .this card is like as a loan in which u set a limit after that limit u cant withdrawal the money from bank,
it is a emergency money which required to a people in their harsh condition .it is a good policy started by the bank like as SBI .
u have to give some interest on this money which is depend upon the bank .u have to also give some money for this .and u have to return these money with interest .within fix date, this a good policy started by the bank SBI different type of credit card issue by the bank such as platinum gold .