I have a special SBI credit card for my profession, its no frills and no charges card, which is very useful for paying all my bills, they also give credit points and gifts can be bought once in few months. The card is very secure, no extra billing ever happened.
I defaulted paying by 2 days once, but they didnt charge me extra, when I called and explained the reason to the customer care. The customer care is also very friendly, but takes a long time to reach them. they give no flashy discounts and dont market falsely like other credit cards and put u into trouble.over all I love them, and wouldnt replace my SBI credit card with anything else