I have been using SBI credit card for the last 3 years. So far there has not been much problems so far. A couple of times they charged me for late payment.
But automatically they reversed it realising their mistake. Also there are many offers given in this card. Payment option for other credit cards are available, also balance transfer on EMI is also available for other cards.
The payment gets credited promptly and also the interest rates are reasonable with zero processing fees. Also they give many discounts for online purchase and buying tickets and other products.
The billing is also trouble free. The customer care is also friendly even though it is a Govt bank.The card comes with many benefits and I am getting many offers from it.
The card can be managed through the website of SBI which is very simple and user friendly. We can also approach the grievance cell of the bank for any problems and it is resolved immediately. So I am satisfied with this card as in my case it has been very useful.