Please friends be aware of SBI Credit cards..i have taken cashback credit card..they said I will get 5% cach back on all departmental stores.But after card I recieved in that it is menctioned 2.5% cashback.I have used in Total mall but I havent got cash back.
They said if I book ticket in irctc there is no transaction fee but that is also false statement.They said joining fee is Rs.499.But it is not 499+69(tax).This will be same for all years. And petrol surcharge also false(if you spend Rs.500 then only you will get benefit).
So please friends, dont go for SBI card.