You people dont go for sbi card its my sincere advice with my agonized experience. There is not even single point of interesting matter to choose SBI card. I was embarrassed with sbi card with their processing fee & and some more bad experiences.
I have bought a smart phone with sbi card. Later customer care people called to me and and insisted me to convert that payment into easy pay(emi). At that time I didnt have money for one time settlement. Literally I caught to sbi cheaters, they charged processing fee around 2650 for 24000. Itz so far interest rate than regular market. And one more and all time disgusting thing is that I couldnt contact even single time SBI customer care of sbi card even one time over one year period.
I tried 100s of times to reach them. but of no use. Always it doesnt have any offers especially for EMI wherever u want EMI and we cannot find its listing at any of popular shopping places....