SBI or State Bank of India is a leader when it comes to banking owing to the banks innumerable attractive interest rates, easy loan schemes, and customer friendly features. Hence, it becomes one of the top priorities for any banker to have an account with this amazing bank.
I have been an SBI customer for the last three years. Not only myself but my father himself is an SBI customer. As a member, the bank issues a credit or debit card according to the customer’s preferences. Having an SBI credit card comes with many features that are extremely helpful. Some of the useful things one can do with the SBI Visa Credit card are:
1.) Transfer Money – With the SBI Visa Credit card, one can transfer money to any Visa credit card that has been issued in India. The transfer process is really instant and hassle free. In order to transfer money to the same bank account, there is absolutely no deduction of charge be it anywhere in India. For other banks credit cards, a slight processing fee is charged.
2.) Shopping – Be it a mall or an online shopping site, the SBI Visa Credit card comes handy at almost any place. The card can be used for shopping anywhere where it is accepted. Through the card, easy EMI schemes can be availed for as low as 10% interest rates.
3.) SBI Reward Points – Not just shopping, for every purchase a customer makes through the SBI Visa Credit card, a certain reward point is awarded to the customer. The reward point has to be redeemed from the SBI website so as to be eligible to use it. Every transaction through the SBI Credit Card is eligible for a certain amount of reward point which makes shopping with the card a whole lot fun.
4.) Attractive Offers – Other than the above mentioned features, there are attractive offers that can be availed through the SBI Visa Credit card. For example, BookMyShow in association with SBI runs an offer where any user of BookMyShow transacting in the website through the SBI card gets a 50% cashback. Not just BookMyShow but many other online shopping portals associate with SBI to come up with attractive offers.
5.) Variety of Credit Cards – SBI comes up with a total of 40 credit card options from which users can choose the card of their desired requirements. There is a card for every need and occasion and can be easily availed by applying for it.
Final Verdict – SBI is the most trusted and well known bank and hence the number one choice for every banker. The SBI Visa Credit card comes with a lot of features and is a sure gem for SBI customers.