I was shopping in the D-Mart when the agent approached me saying that they will give a free SBI credit card and I refused promptly, in the next event he approached me in same place and told that he will give card free and also 5% discount on all purchase in D-mart.
So we opted for it and they gave me a Free card and I clearly mentioned in the application that I am opting for this only because they give me a life time free card, and that I do not ask for any add on card.
To my surprise in a weeks time I got a card with one additional card for my wife which we did not asked for. I asked my wife use this only for D-mart purchase as we get 5% discount. During this week we also got a bill for around 800 towards annual fee and also some insurance charges from SBI insurance which we did not expect, they even sent us the policy.
I called the call centre and told them this is supposed to be a free card and I got the bill for this and I wanted to cancel this. She smartly said that please shop for 500 and we will waive the fee.
Finally I told her that I dont want to operate with any agency who gives a card without any ethics and I felt cheated and asked her what should I do. She says that now I have only one option to send a fax to their HO and they will cancel it. I have already faxed it, hope they dont send me one more BILL.