When I was shopping the representatvive of SBI told that if given the transaction slip you get the card and the balance transfer . But I was waiting and they never turned up when called we can reject and no reasons.
When it is linked with money transfer I coould not send the cheque to other card and lost money as interest.
It seems that SBI is cheating people to make sure that the other credit card holders will not pay the amount in time and the rate of interest is going to be shared by them...
DONT TAKE SBI CARD.