Please don’t go with SBI Credit Card as what they promise, they never fulfill. I faced it in reality. The executive called me about some plans & I locked my request, then after 1 month with a monitory penalty, I was informed (that too when I gave them followup call) that there is no such facility with SBI Cards.
Only 1 positive thing that you request, that when you want the card it will take only 10 minutes to process.