Hey friends, please do not trust on SBI credit card. it worthless to have a credit card of SBI.
I wanted to share a experience of mine best friend who got trapped in the promises of SBI credit cards agents. She told me that first they will call you number of times until you said them yes to accept the card. then they will treat you like fool.
You will receive so called service calls from every other day. she said that they will inform about various exciting offers but never told about the extra price that you will have to pay on that.
I think this is not a good sign to have a credit which did not fulfill its promise even tried to cheat its clients. So friends beware before selecting this one.