Never go for this card, SBI are fraud people all there offers are lies. Cash back for first ATM withdrawal - it was never credited to my account. Withdrew Rs 100 and now paid back rs 500 back for it.
Joining fee waiver - that is another big lie they will tell to purchase for more than rs 2000 to get back the fee, but till today it didnt happen for me.
Calling customer care is utter waste, first of getting them online will take 5 6 minutes and they talk rubbish, very bad people there, so never go for this card I am happy with my HDFC credit card.
Regards,
Dinesh.S
9003811047