Sometimes I feel that I did a huge mistake opening my bank account in SBI.The main problem with it that its VCC doesnt work on outside merchant sites like amazon and ebay.
Paylpal doesnt accept the card, it didnt get linked.I really to purchase online and with this card I find it very difficult to do so.
There are some products that is not available in India and I have to look other merchant sites to buy like amazon.com.Amazon doesnt accept it and when I choose to pay from Paypal my card doesnt get accepted, so bottom line is that I cant purchase anything outside from India and it upsets me.
I dont know whether its the laws made by RBI or something but dont get this card for shopping outside India.I think SBI is a government bank branch so try to get a card of a private bank credit card.