I took personal loan at sep 2019 for 5 years, they are give me 24% interest, I requested many times decrees my interest 18% but they will not give me that interest because my salary was 18000 that time so they will not accept my request, so I will pay that loan 2 years after I check my statement they will applied loan for 34% without my knowledge, so I ask them they will not replied correctly, but now after the lock down they will increase the EMI period 2023 to 2025 and increase my interest% to 45% so dont trust anyone this company