I applied for a Loan through a DSA, agent told me Fullerton has processed my laon, they took each and every document, from bank statement to Top Debtor and Creditor, being eligible for 20 Lac they give me only 2 Lac at the rate of 36% interest.
Even in that case I had no issue, I was paying EMI properly on time, due to some issue my account from which EMI were getting hit closed down and Fullerton EMI could not process, so I paid them online before 10-12 days but they still hit the cheque for EMI and charge me for bouncing charges and interest charges, Fullerton is wrost financial institutation in the India, and soon it will close down, as it does not even obey RBI Guidelines.
Never never ever ever take loan from Fullerton India. This is my only advice.