South Indian Bank is one of the earlier private bank from Kerala started pre- independence. SIB is well known for its services. Phone Banking of South Indian Bank is appreciatable and is informative. Bank is established mainly in Kerala and south india . So it has to expand its branches in northern region. ATM Availability is at high in Kerala but low in south India and few in other regions of nation. Internet Banking of SIB is also good. Customer Service is the core subject which the bank deal with care and is appreciated for his service to customers. In its last quarter too it had a decent profit which shows the performance and scope of the bank