This is ma personal experience.At the time of demontisation of 500 & 1000 currency notes .Just like everyone I wanted to my 6000 rupees currency into Changed money.I have an account in SIB.
so I went there and tell the matter.They suggest to deposit there one day and the next day you ( me) can take your money.For me its the only way to change 6000 rupees. when I came to next day.I gave check given from bank for ma 6000 rupees.mbut they denied.They said u cant take 6000.only 5000 is allowed.bcoz of the reason that I donot use the bank account for the past 6 months.That was very frustrating and dissappointing.Especially at tr time of demonitisation.