The Standard Charted Bank credit card carries reward points and cash offers. I redeem these two benefits with this card. I am holding this standard charted super value titanium credit card for past 5 years. I am happy with the credit limit. The rate of interest is high, when compared with others, I have not ended up paying the bill with the interest yet. I am happy and satisfied using this card. There were no offers with them till now like it’s a kind of add- on the card.