I have used lot of credit cards but I have never been so happy as the one provided by Manhattan credit card (SCB). I have always been attended to whenever I write to them or call them and I have not been nagged by tele-callers like I usually get from other cards.
I have always got positive response to any late fee charges reversal etc., There is no point in blaming a credit card if you don’t know how to use one....If used wisely this is the best card on all fronts....