This review is based on my experiences with StanChart a year ago, making a long story short.
When StanChart was new in India, I wanted to apply for a credit card. I asked for an application form which was never sent to me. This happened twice and I erased the thought of having a SC Credit Card. Months later salesmen from the StanChart approached me, requesting me to apply. I obviously told them my experiences and this time, I got the card..thats not the end of the story. When I went used it for the first time, it was quite embarrassing to see it get declined in front of my guests. That was it! I cut the card and sent it back to Stan Chart asking them to close my account. Nothing happened after that untill two months ago, I got a statement from them , asking me to pay the annual Fee. I called customer service and blasted them.
NEVER IN MY LIFE AM I GOING TO AVAIL THE SERVICES OF STANCHART CREDIT CARDS! Their customer service is third grade.