Please dont ever even listen to any bloody manhattan salesman coming to you.They have dubious intrest rate policies, when they tell u intrest @1.49% they dont tell you that it can increase upto 3.99%.
Also its almost two & half months when me and three other colleagues opted for the card.Yes they came for verification after 10 days, but still no sign of card, despite frequent reminders even to higher authorities.
The agent who will approach you at first place to fool you will never appear again in the premises for next 3 months or so so that other agents of their company can fool around even more people.
So opt for a manhattan card to blow up your peaceful life, increase up the tensions, pay hefty bills & list is endless .........
I am a proud holder of HSBC gold card and its marvellous, its a real gold with excellent customer support and dedicated staff.