I had taken SCB Bank Credit card (titanium). Executive explained me that I would be getting 5% cash back on petrol, telecom bills etc etc. But nothing works that way. There are too many conditions applied hidden in the document like POS should be registered with MCC,
Amount of transaction should be greater than 500 and many more. Also I was told that after one year, a representative from bank would call you if you wish to continue the services after 1 year. That is a pure lie. Dont expect any call just 850 Rs deductions from your credit card. And dont even expect a message for that deductions.
This is horrible. Nothing works as explained. Please depend highly on document which is written in a very confusing manner.