I have been using Manhattan card since the past two years now and sadly I feel this card doesnt have any benefits that others in the race tend to offer.
The campaign for these cards started with some statement like " benefits other than some stupid reward points " but to date in spite of being a very regular credit card user ( I use the card mercilessly since I shop and travel a lot : ( ) and a regular payee too I havent seen any benefits arising out of being such a good consumer.
I have other credit cards too..which at least offer reward points and because I shop and travel so much I do get some benefits in terms of vouchers and air line miles etc.Also during hotel bookings and reservations certain cards offer schemes like 10% discount and all as they have tie ups with major companies.
But Manhattan as far as I have experienced does not offer any such faciliies, Its pretty boring to use this card..I prefer making huge transactions only through the other cards as I get discounts and also the reward points which fetch me some vouchers and benefits.
There were these smss initially about some movie in some corner of the town / some show / some pub but then it doesnt really cater to everyones tastes...Plus these smss I received in the initial one year but not after that/
Overall I feel this card still has a long way to go to reach to the customers and make them happy other than just being a simple credit card with no offers.
On the usage wise I havent faced any problem so far but thats been the case with other cards too.
Nothing great about this one!