I am using Standard chartered bank’s visa credit card. It is so easy. Bank’s service is very transparent.I never charged hidden cost for any hidden rules. when I told to customer care executive about own problems they always do the help, no matter when you make a call to Bank’s executive.
This is my personal experience with the bank’s executive.SCB has given to me another lifestyle credit card without any hidden cost or fees, its lifetime free card with same facility and when I purchased any thing from the lifestyle groups shop always got cash back. Only one cons with this card, EMI facility is not available for whole year. Otherwise very good. But, bank promote time to time EMI scheme without processing fees.