*Why I chose this card **- I had to get a credit card, standard chartered was the first one to offer me (i have a saving account) and that too a tempting one (with casback)
*Period of using - *
Sept 08 - till date
*Cash backs - *
I knew about the cash back limits.I find this cash back really useful for expenses in grocery stores, restaurants, online ticket booking, etc. Most of which exceed 1000. Soi am getting atleast some cashback without paying a penny for this card.
*Customer service-*
I am lucky to get a good customer service till date. I once had some late fees levied on me. I called up and asked them to waive that considering my good credit history. and it was done.
*Overall*
I am actually quite frightened by the reviews by others. I must say I have been damn lucky till date. hope this continues. I would recommend this card for people who like to shop and travel