Very poor and bad service. I just hate. State bank close the online net banking in other app so I have to use this app. But in this app if new sceme in recharge then that was not support. No any discount. It is some user friendly. Features are bad. Its do just only recharge and other will be purchce there will be cost like tax. Nd if some body use paytm not use this app, I can’t send the money. If there if scheme in my card the I have to recharge but it is not possible beacuse it has reserve the recharge no other scheme is possible. Also I can’t pay light bill using this app. And does not provide jio card for reacharge.