I have an account with SBBJ Bank which is a salary account opened through our office. I have also opt for their Internet Banking facility and online banking sbbjonline.com .
They usually offer nice service and whenever I transact through this bank I receive the OTP on time. One more thing which is worth mentioning here is that they regularly update their website and enhance their security system to prevent fraudulent. They have recently started dual password system which is an added security feature in their system.
I usually do all my transaction from their online banking and it is acceptable everywhere including Paytm, Mobikwik and freecharge.
I also opt for Pradhan Mantri Jeevan Bima Yojana through their online banking facility and did not go to bank and done it from the ease of my office. I am very satisfied with their service.