At the mercy of the crook goldsmiths employed by the nationalised banks. It is really pathetic that century old gold valued as 18 carat and the gold loan amount valued at a lesser rate. As a staff I enjoyed 80% of the market value without differentiating the carat value. But now as a customer I am faced with bias and grudge. The goldsmith are deliberately categorising under the 18 carat gold unlike previous times. It is because of the common Union enjoyed by all the banks.
The photos show that my 14.200 gms gold treated as 18 carat and valued accordingly. It is simply horrible to be discriminated out of bias and grudge just because the spouses in my family are not in good terms with me so as to influence these financial institutions against me. I guess RBI is the remedy.