I am using the Mastercard credit card of State Bank of India from last 4 years but not satisfied at all.
The services charges are very high.
As well the money deduction after one year for ATM services is more than rupees 100 which is too high.
This bank charge rupees 15 for message services quaterly which is too high.
The limit for transaction of money is 5 times a month which is also too less and if limit is crossed than they again charge and deduct money automatically which is pathetic at their part.
We are deposting our money in bank to get interest and to keep it safe but they have applied so many services and then taking charge for each and every service which leads to decrease in the amount of money deposited in bank rather than increasing.
State Bank of India is costly Bank and not satisfactory.
As well their custmore care services are also worst.