I have account in state bank of india and I can fill the form to cheque book and credit card and after six month when I gone bank then my cheque book and credit card form is rejected than I again fill the form and after two months my cheque book in my hand on this time I fill so much angry and if nake account tahen it will take minimum ten days holiday the atm facility was totally dump means it has one or two atm in an district so my friends I requested to dont open an account in SBI and the mobile banking is very poor it will take two or three days to transfer money