Im having state bank of india saving account since from 4 years. in the biggining it was good there is no any maintainance charge but nowedays the state bank of india is becoming is one of the worst bank account from all bank. So friends if we are not maintaining Rs 3000 in our SBI bank account there will be the charge for you not only this on that monuthly ATM charge SMS charge like that the money is deducted from our account. so that today SBI is giving very worst service for the users. For that I am saying better other banks are ginving better service that SBI use it for yours safe transactions thank you.