Hey guys! Em garima I am sharing my personal experience with you about state bank of india.I have account in state bank of india last 4 years . I have no complaints about online transection , no issue about OTP . State bank of india is the best bank in india provided service to the customers, and also provided different types of loan service tp the customers in emergency condition . State bank provide 24 hours ATM service and no complaints about the online shopping , and internet banking and full security of the money in this bank .provide also customer service . So I strongly recommended all peoples plz open your account in STATE BANK OF INDIA. Thankyou .