I have an sbi a/c no ××××××××891 .
I have owns this account since 5 years. sbi is charging even for every service. nothing is free in sbi.
I have make a list of services which other banks may provide free or at kower cost.
•net banking neft to other banks = sbi charges 15 to 20rs per transaction . but other banks provide this for free
• 3000 minimum balance. other banks may provide 2500 minimum balance in saving a/c
• 4 casg transaction in a month. otger banks may provide 5 transacrion per month
• charges for shortfall of balance in sbi upto 200 rs. but other banks charge utpo 100rs.
• as sbi is a gov. bank so the behaviour of the staff is worst ever in any other bank.
•in sbi saving a/c 45 transactions per month is allowed free but in otger banks this is 60 per month free.however some frovide unlimited transations free.
the operations with sbi is not user friendly.
phone banking , customer service are laso very poor and costly. so , I SUGGEST EVERY ONE TO GO TO OTHER BANK BUT NOT IN SBI.