Yes state bank ATM is available everywhere so I have not to give ATM charges of withdrawing from other banks ATM its very helpful for us as I am student I have to withdraw the money from ATM I can always get SBI ATM in my nearby areas which are not there in other banks and it gives other facility also like zero balance account whereas in other bank we have to keep 5000 rs. Which block our money and it is a nationalised bank so we get benefit of this also