I love banking with SBI Bank, as I am using the services for a more than 15 years . I had been with them for the last 20 years and the service offered by them is excellent. I do not see any inconvenience in their services provided either online or offline. I hold a salary account with them and it has been great. I still maintain an account with them as I believe this bank a lot. Net banking facilities are good with them but it can be improved.I use their mobile app as well.