State bank of india is one of the best banks available in india. I have my account with sbi and have taken housing loan from state bank of india. I never had any problems with this bank. Infact all my family members have an account with this bank. The staff is always cooperative and ready to help. They have atm service all over and I never have to find any other atm service. The branch managers are also very helpful and they help us in every possible way personally too.