I have availed home loan from SBI. I applied at their BSK 3rd stage branch in Bangalore and it was a good experience banking with them. I heard lot of -ve remarks regarding private banks hence decided to bank with PSU bank. SBI is one of the most trusted in banking segment.
They publish complete details of interest rate, other charges etc. on their website itself. I found no other bank so transparent with this. It took me approx 1 month to get the loan sanctioned. I highly recommend everyone to go for it.
Pros: Govt backed hence no hidden charges, Provides product like SBI MaxGain that can be utilized like an overdraft account, Zero% foreclosure(Best option among banks)
Cons: Longer processing time.
Thanks,
SBI Home loan customer