I AGREED THE STATE BANK OF INDIA IS A BIG BANKING SYSTEM AND IT HAVE THE LARGE UNIT. BUT SOME DEFECT OF SBI. THE SBI BANKS APPROVAL IS NOT FAST FOR ONLINE BANKIG. IT IS A BIG PROBLEM FOR CUTOMER. ONLINE BANKING IS MADE FOR EASY TO USE. SO YOU MAKE IT EASY. ALL OVER ITS PHONE BANKING IS GOOD AND ATM AVAILABILITY IS VERY GOOD. ITS CUSTOMER SERVICE IS VERY HELPFUL FOR US. ATM SERVICE IN ALL OVER INDIA BUT IT IS NOT WORK PROPERLY. AND SBI BUDDY IS VERY GOOD APP FOR ME. THANK YOU.