I open saving account in state bank of India because in this bank no minimum balance required. it gives interests rate is 4% p.a. interest is calculated on a daily balance. if we are open saving account in SBI, so we get many benefits-*no minimum balance required, *internet banking, *personalised cheque book & pass book, *nomination facility, *can transfer account to any SBI branch without changing account number, mobile banking, *ATM card, etc