As per my experience worst home loan services by SBI. Do you know why let me tell you in details and also let me write the charges of SBI HOME LOAN in Details so that people can beware of it.
1-> Processing Free 10000 confirm first when you apply for a loan.
2- 0.40% Amount they charges of STAMP ACCOUNT-FRANKING-TRF TO SBI STAMP FRANKING Fees of your Loan Amount paid 7900/-
3- 2500/- rupees charged for a SBI ADVOCATE TCR FEES PAID
4-1, 770 /- rupees charged for a VALUATIONS FEES(Property Valuation)
5- Forcefully Added SBI PRIMEA Personal Insurance of 25000 Also added in to HOME LOAN Amount So I have to pay Interest plus loan. if you Foreclose SBI HOME they will refund 30%, Very Unprofessional . Already Mentioned on site it’s an Optional but SBI is full of fk people. Forcefully given to all person.
- After that they are forcefully said for Property insurance I said not but they said your file will not get proceeds. 3362 rupees force full snatched. no foreclose refund guarantee
7:- more charges on the way.
8:- Website show 6.70% interest but still cutting 6.95% and if you want to make lower. you will have to pay for it.
9:- Don’t apply
Don’t take loan from SBI. It’s a very bad bank. No support and other bank a fair better than sbi